## We’re Breaking The Status-Quo

40% of plan members with employer sponsored coverage were forgoing care due to the cost. This is a broken, legacy system, that isn’t designed to provide equitable, accessible and affordable care. So we’re working to cut through the excess complexity and red tape, to deliver on the healthcare needs of our members — while creating an experience that also brings delight to employers and care providers.

*KFF Health Care Debt Survey (Feb. 25-Mar. 20, 2022)*

We deliver care at half the cost and 10x the delight across 40+ clinical categories and over 3K unique services and procedures

We absorb all of the complexity for employers, members and providers to deliver the perfect combination of cost, quality and convenience

We use technology, data and plan design to make it simple for plan members to access the care they need, with no financial barriers and a personalized experience

We design, build and maintain healthcare delivery networks that allow employers to operationalize direct contracting at scale

## We’re Personalizing The Healthcare Experience

Everything ZERO does revolves around our members first. It’s our desire that everyone has access to the care that they need, while never worrying about complexity, quality or cost.

Through our Personal Health Assistants, we provide a personal experience, guiding each member through the process, from start to finish, for whatever care that they may need.

## ZERO Is The Unified, Member-First Economy For Healthcare

- ### Direct   Contracts
- ### Concierge   Service
- ### Actionable   Analysis
- ### Quality   Metrics
- ### Transparent   Pricing
- ### Seamless   Administration
- ### Customer   Experience
- ### No-Risk   Fees

## We’re in the midst of some serious shift right now.

Learn how we are **accelerating the shift to the member-first economy** by delivering the best combination of cost, quality and convenience.